The Problem
2/3 of single moms in Collin Co make less than $21,000/year.
Our moms come to Shiloh Place from all situations and walks of life. The one thing that unites them is that they do not have adequate support systems in their lives in order to help them navigate the roadblocks they face.
Sample budget for a single mom with one child:
Rent - 2BR
$1,100
Childcare
$600
Utilities
$160
Cell Phone
$80
Health Ins.
$400
Car Payment
$180
Car Ins.
$50
Gas/Tolls
$300
Groceries
$500
Diapers/Pullups
$75
Internet
$80
Clothing
$100
Total
$3,625
What does it take to live without financial assistance?
How much is enough? Is hourly OK?
What if my child is sick?
Based on the sample budget given, how much is enough?
$21 per hour, 40 hours a week, with no income tax withholding would cover the budget with $15/month left over.
What happens when her child is sick? If she doesn’t work Thanksgiving, Christmas, or any other holiday? Missing even one day of work would result in a step into lingering debt, leading ultimately to homelessness.
The first step in stabilizing a single parent household is stabilizing their income.
This requires a salaried position, with benefits including vacation time. PTO allows mom to absorb missed time due to a sick child without a loss of income.
The second step to financial stability is to be qualified to both obtain a $44,000 per year job, and to be able to advance in that field, so that earning potential increases as well.
The third step is decreasing debt and increasing savings.
While at Shiloh, moms work through intensive budgeting and financial literacy training, which is partnered with extensive accountability. During their time with us, personal debt levels are dramatically reduced or eliminated!
At Shiloh, we work closely with each mom in order to academically build on their existing resumes of education and experience, so that they are well qualified for higher paying, salaried jobs, in fields that are stable or growing.
Items not included in the budget:
Income Taxes
Car Repairs
Emergency Expenses
Doctor’s Bills or Medicine
Savings
Entertainment
Program Details
Our ministry goal is to see single mothers become the women and mothers God has called them to be, which is only possible because of your financial partnership.
We are a hand up, not a hand out program
We provide basic needs (housing, childcare, utilities, etc.), case management, and tuition for job training or career development; however, we expect the moms in our program to be committed and work hard toward their goals. Our expectations are high and include:
- Be enrolled full-time in a degree or certificate program
- Work part-time, preferably in her chosen job field
- Attend weekly case management sessions
- Participate in weekly Life Skills classes including parenting, financial management, boundaries and forgiveness
- Pass weekly house checks of their apartment
Accountability is a core value
Expectation without accountability leads to apathy and failure. We invest heavily into each one of our residents. This allows us to impact life-long habits, as well as position each mom for the greatest possible success, both now and in her future.
We are striving to make a generational impact
Caring for the children of our residents is essential to addressing the needs of the family. In addition to ensuring quality childcare we provide parenting classes, work in partnership with Lawson Learning Center and McKinney ISD to ensure that children are on grade level academically, provide Jr. Life Skills classes weekly, and generally surround the children with security and love.
Our Impact
Our Program addresses every area of a woman’s life: physical, financial, emotional, and spiritual, so that a mom who leaves Shiloh is not only financially self-sufficient, but is fully equipped to handle the struggles and stresses of life. This will not only benefit her, but will establish a healthy and prosperous home for her children and create a legacy of stability, accomplishment, and foundation in Christ.
- Over 90% of Shiloh graduates have obtained safe and stable housing in their names
- Over 90% of all Shiloh grads have increased their education and have stable income careers
- All graduates have significantly decreased their debt and improved their credit
- All graduates have grown through Life Skills training and received counseling
- All Shiloh children received Jr Life Skills training and counseling as needed
